You work hard for your home-now it's time for your home to work hard for you. Use the equity you've earned to put a little more 'sweet' in your home sweet home with a Home Equity Line of Credit (HELOC) from Warren FCU. All of our HELOCs feature...
No Closing Costs**
No Annual Fees
No Pre-Payment Penalty
Tax Savings***
Use your equity funds to refurbish your home, consolidate debt...even pay for education expenses or a wedding celebration! The choices are endless, and they're all yours.
Laramie Branch Manager
2405 Grand Ave., Unit F
Laramie, WY 82070 307.432.5843 jcrum@warrenfcu.com
*Annual Percentage Rate. This is a variable-rate loan subject to change quarterly and is available to
qualified borrowers. Home Equity Line of Credit (HELOC) will offer a 3.99% HELOC for 6 months on new
accounts. After 12 months, the rate will increase to the qualifying rate based on FICO and LTV. Prime
Rate is 3.25% as of 4/01/2011. After promotional period, rates as low as prime -.50% (with a floor of
5.00%) applies for loans up to 80% loan-to-value (LTV). Higher rates apply for loans up to 100% LTV.
18% APR is the maximum that may be imposed on the variable-rate loan.**No closing costs apply with
a minimum of $10k advance. ***Consult your tax advisor for tax deduction eligibility. Appraisal fee may
apply. Call for details and membership eligibility! Offer available for a limited time.